Bette Jo sorry to hear about your troubles.
My hubby makes me furious because I know we have $1,000-$2,000 to pay off on credit cards, and what did he do last week? Got a WalMart credit card and bought an HDTV! I could kill him.. but I know anything I say won't make any difference on the matter. Ugh. :< It's a good thing I'm working now, too.